Sign in with Facebook
Loading...
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year
Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a
...morePaperback, 224 pages
Published
January 10th 2012
by Gallery Books
(first published January 3rd 2012)
Friend Reviews
To see what your friends thought of this book,
please sign up.
This book is not yet featured on Listopia.
Add this book to your favorite list »
Community Reviews
(showing
1-30
of
456)
Lot of great money saving tips and Crystal’s experiences living with a very limited budget make this cost saving guide a must read for everyone. Paine goes over setting up and sticking to a budget, never paying retail, coupons, cutting your grocery bill and becoming organized. Though the title is marketed towards mothers this book is for everyone. I finished this book feeling inspired to make changes in my saving and spending habits and I believe other readers will as well.
“A cheerful attitude c...more
“A cheerful attitude c...more
When you're trying to reach a financial goal, there are basically two ways to meet it: increase your income and/or cut your expenses. In reality, you have to do both. If you just increase your income, your expenses could increase at the same time, leaving you back where you started. If you just cut expenses, eventually you will run out of expenses to cut.
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine of Mon...more
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine of Mon...more
Currently listening to Crystal Paine's audiobook "The Money Saving Mom's Budget" read by herself. She reads very quickly and I feel as if I am being yelled at hidden behind a smiling chipper voice. Going to try and push through it....
The overall information is well laid out and mostly common sense. The majority of the ideas seem to fit well only for stay at home mom scenarios. While she did suggest doing small things for money here and there, one solution to overcoming financial burden and debt...more
The overall information is well laid out and mostly common sense. The majority of the ideas seem to fit well only for stay at home mom scenarios. While she did suggest doing small things for money here and there, one solution to overcoming financial burden and debt...more
Apr 04, 2012
Jasmine Ko
rated it
4 of 5 stars
·
review of another edition
Shelves:
received-from-publisher
It is hard to admit, but several years ago, I found myself buried underneath consumer debt without any real plans on how to get out. I was very much into retail therapy, especially when my boyfriend at the time (who is now my amazing husband) was away for two years in the Peace Corps. It was my way of coping with loneliness. Unfortunately, it led to a lot of bad habits with the ways I spent money. It wasn't until we were engaged and talking about merging our money together that I had to come fac...more
Title: THE MONEY $AVING MOM’S BUDGET
Author: Crystal Paine
Publisher: Gallert Books (Simon and Schuster)
January 2012
ISBN: 978-1451646207
Genre: Inspirational/financial
THE MONEY $AVING MOM’S BUDGET is a book that will help turn your family’s finances around. Based on sound wisdom, this book will help you put together a budget, encourage you to pay cash (and not use credit), to pay down your debts as quickly as possible, and to take control of your life.
Each chapter includes stories by real people,...more
Author: Crystal Paine
Publisher: Gallert Books (Simon and Schuster)
January 2012
ISBN: 978-1451646207
Genre: Inspirational/financial
THE MONEY $AVING MOM’S BUDGET is a book that will help turn your family’s finances around. Based on sound wisdom, this book will help you put together a budget, encourage you to pay cash (and not use credit), to pay down your debts as quickly as possible, and to take control of your life.
Each chapter includes stories by real people,...more
Wow I seem to be reading many books that I find interesting and have great ideas but I don't plan on following for the whole book.
What I liked about this book? Crystal Paine, the author, cuts things into very small chunks. She asks basic questions about goals and goals that aren't just about money. What do you like to do? Do you have a time budget?
Now you might want to ask, why does a book called money saving budget have a question about time? Well when you can budget your 24 hours and reduce cl...more
What I liked about this book? Crystal Paine, the author, cuts things into very small chunks. She asks basic questions about goals and goals that aren't just about money. What do you like to do? Do you have a time budget?
Now you might want to ask, why does a book called money saving budget have a question about time? Well when you can budget your 24 hours and reduce cl...more
Crystal Paine in her new book “The Money Saving Mom’s Budget” published by Oasis Audio gives us ways to Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year. The book has been released in audiobook format and is available from them at Christian Audio (http://christianaudio.com) and is narrated by the author Crystal Paine.
From The Back Cover: From one of Nielsen’s Top 50 Power Moms comes advice you can take to the bank—literally! Crystal Paine, who has helped b...more
From The Back Cover: From one of Nielsen’s Top 50 Power Moms comes advice you can take to the bank—literally! Crystal Paine, who has helped b...more
This book is an easy and quick read, and chock-full of ideas for saving money. We start with the basics: budgeting, getting out of debt, saving money on everyday necessities.
I really like that Mrs. Paine focuses on goal-setting so much. Although I'm pretty frugal overall, I think that setting goals would get me a lot father—goals give you something to work toward.
I couldn't help comparing this book to Dave Ramsey's The Total Money Makeover: they both advocate getting out of debt, not getting in...more
I really like that Mrs. Paine focuses on goal-setting so much. Although I'm pretty frugal overall, I think that setting goals would get me a lot father—goals give you something to work toward.
I couldn't help comparing this book to Dave Ramsey's The Total Money Makeover: they both advocate getting out of debt, not getting in...more
Jun 06, 2012
Kristen Rudd
rated it
3 of 5 stars
Recommends it for:
anyone looking to save money
Recommended to Kristen by:
New Books shelf at library
I used to follow Crystal's blog a while back, so when I saw this on the New Books shelf at the library, of course I had to pick it up.
I feel like I'm pretty on top of things with our budget, but I would like to be saving a little bit more (I'm trying to figure out how to save for replacing our vehicles down the road), so this came at a good time for me.
I like that this starts you off in reasonable chunks for learning how to set goals, budget, save, and use coupons. It can be very easy to dive...more
I feel like I'm pretty on top of things with our budget, but I would like to be saving a little bit more (I'm trying to figure out how to save for replacing our vehicles down the road), so this came at a good time for me.
I like that this starts you off in reasonable chunks for learning how to set goals, budget, save, and use coupons. It can be very easy to dive...more
I was given an advance copy of this book by the author in exchange for my honest review. All opinions are 100% my own.
This is a quick, easy, and encouraging personal finance book...how often do those qualities go together?! It was also much more than a book about money. The principals of being careful with your finances extend to all aspects of purposeful living. Crystal Paine writes MoneySavingMom.com, and this is her first book. As someone who reads her blog regularly, I was familiar with a lo...more
This is a quick, easy, and encouraging personal finance book...how often do those qualities go together?! It was also much more than a book about money. The principals of being careful with your finances extend to all aspects of purposeful living. Crystal Paine writes MoneySavingMom.com, and this is her first book. As someone who reads her blog regularly, I was familiar with a lo...more
I was excited to read this book as soon as it came out, as I have been a fan of Crystal's from her blog, moneysavingmom.com. I love her writing style - she is so humble yet also funny and inspiring. Her first book did not disappoint. It was a quick read but really walked through how to save money in a very step-by-step way that anyone could easily follow. Although I already knew most of the information in the couponing chapters I still enjoyed her suggestions about starting with clearing out the...more
I found this book to be helpful and it had some great tips for saving money. I especially liked the first and last sections. The first section talked about goal-setting as far as finances go...and I liked the idea of breaking seemingly big goals into smaller ones. Not rocket science by any means, but I had never thought about breaking down financial goals in the way she described. I also like how she stressed organization and clearing clutter as being part of becoming more financially sound. I w...more
Paine organizes her guidebook around seven rules and 19 action points for financial success, each of which emphasizes underlying themes of goal-setting and planning for the future. Much of her advice is based on five years of conversations with her blog readers. A 2008 Nielsen Online survey lists Paine's blog (MoneySavingMom.com) as one of its five Savvy Spender Mom Blogs. Personal financial success, however, makes The Money $aving Mom's Budget a trustworthy read: Paine and her husband set month...more
I'm a Money Saving Mom reader, and this book does a good job of capturing the essence of what Crystal blogs about. Her personal story is so inspiring and she summarizes it well here.
I gave this book only 3 starts because while the book contains quality content, it feels incomplete. I felt like I was reading the middle of a good book that was missing the beginning and ending.
That being said, this book would be an excellent primer for anyone trying to plant their feet on firm financial ground, a...more
I gave this book only 3 starts because while the book contains quality content, it feels incomplete. I felt like I was reading the middle of a good book that was missing the beginning and ending.
That being said, this book would be an excellent primer for anyone trying to plant their feet on firm financial ground, a...more
view 1 comment
Already a MSM fan, I was hooked on this book from start to finish. Although I received my copy of the audiobook for free as a blog promotion, I had intended to buy/loan this book anyway - I was that eager to read Crystal's advice on being a frugal mom. The audiobook is read by Crystal Paine herself, which I think was a huge plus; it gives you a small glimpse into her personality. Don't let the title fool you. Although she addresses many great budgeting principles, she also offers great tips on o...more
Seriously, Crystal Paine in my hero. I know that sounds cheesy, but it's true. Her management of finances and attitude toward life is exactly where I would like to be someday. If you are wanting to get control of your finances through instruction from a real life mom, not a financial guru, you MUST read this book. Plus, ALL of her proceeds from this book are going to charity. ALL OF THEM. I normally don't pay full price for a book, but I had no hesitation doing it for this book. Seriously, do yo...more
I love Crystal's blog and I enjoyed reading some of her best tips all within one book. I like the idea of budgeting my time. It was a paradigm shift to move my focus from crossing things off my daily to-do list (and feeling like I have failed if everything isn't crossed off by the end of the day) and instead focusing a specific amount of time to something such as exercise, laundry, blogging, etc. and view it as a success if I did the activity for the allotted time (and maybe not finished the ent...more
This was a very motivational book, and I finished it with lots of great goals and practical tips (e.g., how to make your own all-purpose cleaner). I follow Crystal's blog fairly regularly, and it seemed like basically everything in this book was taken word for word from her blog. I figured that would probably be the case before I got it, but I wish there would have been at least a few new things in there. Overall though, it was great and if you are not familiar with her blog, then this is a grea...more
I enjoy the author's blog a great deal and have found lots of interesting tips ono her site. I was very impressed that she donated all of the proceeds of the book to Compassion International. Most of the information I had heard previously (not necessarily having put into practice:). She is a believer in the Dave Ramsay philosophy of personal finance. She also does not believe in using credit cards. It was a quick read, and I recommend it for anyone wanting to better their financial habits.
I happened on this book at just the right time. I've been getting into couponing lately, so when I found this in a bookstore I did something I rarely do. I bought a book, and I'm glad I did. (I'm much more of a library user, generally.) The first thing I did after buying the book (and before reading it) was to check out MoneySavingMom.com- website of the author. I can see why it's so popular. I almost wondered if I still wanted the book after discovering the blog- there's a ton of good info on t...more
A good summary/intro book for improving the household budget, and offering multiple ideas of how to do so. There is not a lot of depth, which isn't surprising considering the broad topic and size of the book. However, there is enough to get you started, give you new ideas, or to motivate you in the right direction.
I think the author could probably have left out philosophical/conceptual ideas that can't be addressed in this context anyway, and instead substituted some pages of more concrete detai...more
I think the author could probably have left out philosophical/conceptual ideas that can't be addressed in this context anyway, and instead substituted some pages of more concrete detai...more
The Pros: If you follow Crystal's blog and already enjoy her writing, you will love this book. It focuses primarily on making goals and saving money which are her strengths. There is plenty of motivational material here and I did not feel like I was re-reading previous blog entries.
The Cons: If you follow Crystal's blog, you already know most of her story so nothing here will be completely new. Also, the couponing and saving money tips are similar if not identical to the material she has covered...more
The Cons: If you follow Crystal's blog, you already know most of her story so nothing here will be completely new. Also, the couponing and saving money tips are similar if not identical to the material she has covered...more
This is another good basic book about increasing income and paying down debt with money saving principles. What I like about her book is that she spent time at the beginning discussing GOALS ... The importance of making them, how to make them, writing them down, and committing to them. If you are a list maker, then this author meets that need. If you aren't a list maker, then she helps you become one with her provided examples in the back of the book. Even though we are debt free, I still gleane...more
I ADORE Crystal Paine, her blog, and just about everything she does. Her book puts so many of the wonderful things I've learned from her in a handy, tidy volume. I didn't learn many new things (and most longtime readers won't either), but I can see myself re-reading this book each year as December slides into January and I start planning goals for the year ahead.
She had some good ideas, but I still can't imagine living a life without a credit card. I like to shop online and use sites such as ebates, Groupon, etc. I'll probably put a few of her ideas to work, but not get crazy.
This also had a lot of tips for mothers (which I am not), so those looking for savings in that department would find this book useful.
This also had a lot of tips for mothers (which I am not), so those looking for savings in that department would find this book useful.
This book is NOT 256 pages. More like 200, if you count the preface pages.
Crystal shows you the basics of household budgeting (breaking it down into a three-step process with a food budget, an "essentials" budget, and an everything-else budget), how to use coupons to save money, and other ways to have fun or do things for less. There are a number of useful anecdotes sprinkled in for variety. The book is rather like her blog, just more polished. The back has a useful appendix of information, thou...more
Crystal shows you the basics of household budgeting (breaking it down into a three-step process with a food budget, an "essentials" budget, and an everything-else budget), how to use coupons to save money, and other ways to have fun or do things for less. There are a number of useful anecdotes sprinkled in for variety. The book is rather like her blog, just more polished. The back has a useful appendix of information, thou...more
I can't believe I read this book in 1 day! Well I can because I love Crystal's blog (moneysavingmom.com) and now this book. She has given so many great ideas to continue saving money and become debt free. I love all of the little charts and goals that she has you set. Honestly, I would recommand this book to anyone!
Good information, but nothing I haven’t already figured out myself or heard from someone else prior to reading. Seriously wish publishing companies would stop publishing help books if they already published 150+ books that ALREADY cover a topic UNLESS the new book has NEW ideas.
I feel like for most of these books, they are a bit too much common sense. Additionally, she was more of a generalist, talking about budgeting, time management, household tasks, etc -- without really mastering one. But could be useful for a new reader to have an overview.
Good practical advice at a basic level for someone seeking financial organization. The charts and forms are very easy to apply.
Not an investment book as much as an I need a way to pay the bills book. Vide Dave Ramsey or Larry Wingate.
Not an investment book as much as an I need a way to pay the bills book. Vide Dave Ramsey or Larry Wingate.
There are no discussion topics on this book yet.
Be the first to start one »
