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  <id>62771</id>
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  <id type="integer">108445</id>
  <isbn>1400081971</isbn>
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  <title>
    <![CDATA[100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country (100 Questions Every First-Time Home Buyer Should Ask)]]>
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  <average_rating>3.78</average_rating>
  <ratings_count>46</ratings_count>
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    <![CDATA[From the most trusted name in real estate, here is the latest edition of the indispensable guide that helps first-time buyers land the home of their dreams.<br/><br/>Ilyce R. Glink has established herself as America’s most trusted real estate expert. In this new, fully revised and updated edition of the book that made her a household name, Glink offers more than 100 pages of new material addressing all of the current trends home buyers need to stay on top of, including:<br/><br/>• The new construction housing boom and how home buyers can make the most of it<br/><br/>• Mortgage lending innovations, such as interest-only financing and the ability to finance 103 percent of the purchase price<br/><br/>• The changing habits of first-time home buyers (purchasing without a broker, using discount Internet-based services, and buying first homes as investments)<br/><br/>• The latest information on asbestos, mold, radon, and other bio-environmental hazards and new, inexpensive testing methods any home buyer can use<br/><br/>In this third edition of <em>100 Questions Every First-Time Home Buyer Should Ask</em>, Glink presents new stories of real people who have gone through the home-buying process for the first time and once again offers her trademark friendly advice on how to avoid common home-buyer mistakes.<br/><br/><br/>Also available as an eBook]]>
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    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>2005</published>
</book>

        <book>
  <id type="integer">956673</id>
  <isbn>0812925319</isbn>
  <isbn13>9780812925319</isbn13>
  <text_reviews_count type="integer">2</text_reviews_count>
  <title>
    <![CDATA[10 Steps to Home Ownership: A Workbook for First-Time Buyers]]>
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  <average_rating>3.18</average_rating>
  <ratings_count>11</ratings_count>
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    <![CDATA[First-time homebuyers have a guide specifically tailored to their needs in <em>10 Steps to Home Ownership</em>. Author Ilyce R. Glink writes reassuringly for those who are new to the often-confusing world of real estate. Her book is full of worksheets, allowing readers to pencil out solutions to home buying's many riddles: How big a mortgage can you qualify for? How much money will you need at closing? This book, <em>10 Steps to Home Ownership</em>, can help readers who find themselves dreaming of home ownership but are too bewildered to take the first steps. <em>--Barry Mitzman</em>]]>
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        <name><![CDATA[Ilyce R. Glink]]></name>
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    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1996</published>
</book>

        <book>
  <id type="integer">1019628</id>
  <isbn>0812932358</isbn>
  <isbn13>9780812932355</isbn13>
  <text_reviews_count type="integer">1</text_reviews_count>
  <title>
    <![CDATA[100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country (100 Questions Every First-Time Home Buyer Should Ask)]]>
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  <link>http://www.goodreads.com/book/show/1019628.100_Questions_Every_First_Time_Home_Buyer_Should_Ask_With_Answers_from_Top_Brokers_from_Around_the_Country</link>
  <average_rating>3.43</average_rating>
  <ratings_count>7</ratings_count>
  <description>
    <![CDATA[Buying a home requires skill in a variety of areas. There's negotiating, financing, inspecting a home, and understanding legal contracts. It's really too much for most people to do by themselves, which, as you know by now, is why most of us pay good money to hire real estate agents, mortgage brokers, home inspectors, and other professionals to help with the process. But that doesn't remove the buyer from the role of project manager, whose job is to understand what each specialist is meant to do and recognize when one of those key players is not doing his or her job right. Books such as <em>100 Questions Every First-Time Home Buyer Should Ask</em> help the novice gain a solid understanding of the basics involved in this often complex process. The questions in this second edition of author Ilyce R. Glink's book also make buyers think about their decisions. If you want to buy an older home, for example, do you understand that older windows may need caulking or new sashes, that bathroom tiles may need regrouting, and that an older home may need rewiring, a new hot water heater, or a new furnace right away? Other questions range from the routine (How much can I afford? How do I make an offer?) to some that are hard to anticipate (What if the seller wants to stay in the house after the closing? Who should attend the closing?). Chapters are devoted to key topics, including figuring out what kind of house you want (this effort starts with a &quot;wish list&quot; and improves with a &quot;reality check&quot;), knowing what you can afford, putting together and negotiating a deal, financing your home, closing on the deal, and then doing what it takes to live happily ever after. Of course, living happily ever after requires understanding when it's time to move on to your next home, a process that may find you dusting off this book in the coming years. <em>--John Russell</em>]]>
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    <author>
    <id>62771</id>
        <name><![CDATA[Ilyce R. Glink]]></name>
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    <link><![CDATA[http://www.goodreads.com/author/show/62771.Ilyce_R_Glink]]></link>
    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1999</published>
</book>

        <book>
  <id type="integer">952831</id>
  <isbn>0812927427</isbn>
  <isbn13>9780812927429</isbn13>
  <text_reviews_count type="integer">3</text_reviews_count>
  <title>
    <![CDATA[50 Simple Steps You Can Take To Improve Your Personal Finances: How to Spend Less, Save More, and Make the Most of What You Have]]>
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  <link>http://www.goodreads.com/book/show/952831.50_Simple_Steps_You_Can_Take_To_Improve_Your_Personal_Finances_How_to_Spend_Less_Save_More_and_Make_the_Most_of_What_You_Have</link>
  <average_rating>2.71</average_rating>
  <ratings_count>7</ratings_count>
  <description>
    <![CDATA[Everything you need to know about personal finance -- whether you're just starting out or starting over.<br/><br/>The hardest part of attaining personal financial freedom is getting started. Ilyce R. Glink makes it a snap. The smart, simple strategies presented in <strong>50 Simple Things You Can Do to Improve Your Personal Finances</strong> let you take immediate control of your money. With her trademark wit, friendly style, and crystal-clear examples, Ilyce Glink helps you set financial goals and reach them. Topics include:<br/><br/>* Starting Out * Budgets and Savings * Credit, Credit Reports, and Debt * Investing Yourself in Investments * Big Purchases * The Ins and Outs of Insurance * Taxes * Marriage, Partnerships, Children * Planning for Your Retirement]]>
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    <author>
    <id>62771</id>
        <name><![CDATA[Ilyce R. Glink]]></name>
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    <link><![CDATA[http://www.goodreads.com/author/show/62771.Ilyce_R_Glink]]></link>
    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>2001</published>
</book>

        <book>
  <id type="integer">1237118</id>
  <isbn>0812927419</isbn>
  <isbn13>9780812927412</isbn13>
  <text_reviews_count type="integer">0</text_reviews_count>
  <title>
    <![CDATA[100 Questions You Should Ask About Your Personal Finances: And The Answers You Need to Help You Save, Invest, and Grow Your Money]]>
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  <link>http://www.goodreads.com/book/show/1237118.100_Questions_You_Should_Ask_About_Your_Personal_Finances_And_The_Answers_You_Need_to_Help_You_Save_Invest_and_Grow_Your_Money</link>
  <average_rating>3.33</average_rating>
  <ratings_count>3</ratings_count>
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    <![CDATA[In the friendly and inviting style that has become her trademark, Ilyce Glink gives you the lowdown on how to successfully navigate the often perplexing and unpredictable world of personal finance. <br/><br/>It's a jungle out there. Scan the personal-finance horizon, and you'll see a vast and confusing mess of terms and procedures: credit reports; universal variable life insurance; reverse mortgages; unified tax credits; dividend reinvestment plans.<br/><br/>Have you ever wondered:<br/><br/>  How do I calculate my net worth? (See question #4.)<br/><br/>  Should I buy or lease my next car? (See question #19.)<br/><br/>  How do I develop a diversified portfolio that reflects the risk I want to take?  (See question #54.)<br/><br/>  How much money will I have when I retire?   (See question #83.)<br/><br/>  When should I draw up a will?  (See question #90.)<br/><br/><br/>With <strong>100 Questions You Should Ask About Your Personal Finances</strong>, managing your financial life couldn't be easier. Step by step, bestselling author Ilyce Glink takes you through the sometimes bumpy terrain of investments, mortgages, insurance policies, retirement plans . . . and suddenly it all makes sense. It's like having a trusted friend and adviser by your side in every financial decision you make.]]>
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        <name><![CDATA[Ilyce R. Glink]]></name>
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    <link><![CDATA[http://www.goodreads.com/author/show/62771.Ilyce_R_Glink]]></link>
    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1998</published>
</book>

        <book>
  <id type="integer">5329392</id>
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  <text_reviews_count type="integer">1</text_reviews_count>
  <title>
    <![CDATA[50 Simple Things You Can Do to Improve Your Personal Finances]]>
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  <link>http://www.goodreads.com/book/show/5329392.50_Simple_Things_You_Can_Do_to_Improve_Your_Personal_Finances</link>
  <average_rating>2.33</average_rating>
  <ratings_count>3</ratings_count>
  <description>
    <![CDATA[]]>
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    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
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  </authors>  <published></published>
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        <book>
  <id type="integer">1237119</id>
  <isbn>0609809954</isbn>
  <isbn13>9780609809952</isbn13>
  <text_reviews_count type="integer">1</text_reviews_count>
  <title>
    <![CDATA[50 Simple Steps You Can Take to Disaster-Proof Your Finances: How to Plan Ahead to Protect Yourself and Your Loved Ones and Survive Any Crisis]]>
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  <link>http://www.goodreads.com/book/show/1237119.50_Simple_Steps_You_Can_Take_to_Disaster_Proof_Your_Finances_How_to_Plan_Ahead_to_Protect_Yourself_and_Your_Loved_Ones_and_Survive_Any_Crisis</link>
  <average_rating>2.50</average_rating>
  <ratings_count>2</ratings_count>
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    <![CDATA[The best time to plan for trouble&#8212;the death of a spouse, the collapse of a business, the loss of your home&#8212;is before you&#8217;re overwhelmed by it. This is especially important if you have a family or a small business or are beginning to save for your retirement. But what should you do first? In <strong>50 Simple Steps You Can Take to Disaster-Proof Your Finances</strong>, money and real estate expert Ilyce Glink walks you step by step through the things you need to do to protect your family and your money so you can survive any crisis. Topics include:<br/><br/>* Getting organized: What do you have and where is it?<br/>* Banking and credit: The credit, accounts, and emergency cash you need<br/>* Travel: Traveling safer&#8212;and for less money<br/>* Insurance and health: How to buy the important policies and save<br/>* Investments: Diversifying to help you weather the tough times<br/>* Family matters: Planning for your children&#8217;s and aging parents&#8217; futures<br/>* Estate matters: Wills, living wills, and more<br/>* After the disaster: Finding the emergency aid you need<br/><br/>In her friendly and easy-to-understand style, Ilyce Glink shows you how to avoid the ten most common mistakes people make in planning for their future, helps you add up the numbers with simple worksheets, and guides you to the leading websites for more information. With this indispensable guide, you&#8217;ll know you&#8217;ve done the best you can do for yourself and your loved ones.]]>
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    <id>62771</id>
        <name><![CDATA[Ilyce R. Glink]]></name>
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    <link><![CDATA[http://www.goodreads.com/author/show/62771.Ilyce_R_Glink]]></link>
    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>2002</published>
</book>

        <book>
  <id type="integer">2910877</id>
  <isbn>0812922832</isbn>
  <isbn13>9780812922837</isbn13>
  <text_reviews_count type="integer">0</text_reviews_count>
  <title>
    <![CDATA[100 Questions Every First-Time Home Buyer Should Ask: With Answers from Top Brokers from Around the Country]]>
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  <link>http://www.goodreads.com/book/show/2910877.100_Questions_Every_First_Time_Home_Buyer_Should_Ask_With_Answers_from_Top_Brokers_from_Around_the_Country</link>
  <average_rating>4.00</average_rating>
  <ratings_count>1</ratings_count>
  <description>
    <![CDATA[Buying a home requires skill in a variety of areas. There's negotiating, financing, inspecting a home, and understanding legal contracts. It's really too much for most people to do by themselves, which, as you know by now, is why most of us pay good money to hire real estate agents, mortgage brokers, home inspectors, and other professionals to help with the process. But that doesn't remove the buyer from the role of project manager, whose job is to understand what each specialist is meant to do and recognize when one of those key players is not doing his or her job right. Books such as <em>100 Questions Every First-Time Home Buyer Should Ask</em> help the novice gain a solid understanding of the basics involved in this often complex process. The questions in this second edition of author Ilyce R. Glink's book also make buyers think about their decisions. If you want to buy an older home, for example, do you understand that older windows may need caulking or new sashes, that bathroom tiles may need regrouting, and that an older home may need rewiring, a new hot water heater, or a new furnace right away? Other questions range from the routine (How much can I afford? How do I make an offer?) to some that are hard to anticipate (What if the seller wants to stay in the house after the closing? Who should attend the closing?). Chapters are devoted to key topics, including figuring out what kind of house you want (this effort starts with a &quot;wish list&quot; and improves with a &quot;reality check&quot;), knowing what you can afford, putting together and negotiating a deal, financing your home, closing on the deal, and then doing what it takes to live happily ever after. Of course, living happily ever after requires understanding when it's time to move on to your next home, a process that may find you dusting off this book in the coming years. <em>--John Russell</em>]]>
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    <link><![CDATA[http://www.goodreads.com/author/show/62771.Ilyce_R_Glink]]></link>
    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1994</published>
</book>

        <book>
  <id type="integer">1237117</id>
  <isbn>0812924061</isbn>
  <isbn13>9780812924060</isbn13>
  <text_reviews_count type="integer">0</text_reviews_count>
  <title>
    <![CDATA[100 Questions Every Home Seller Should Ask: With Answers from the Top Brokers from Around the Country]]>
  </title>
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  <small_image_url>http://photo.goodreads.com/books/1182148841s/1237117.jpg</small_image_url>
  <link>http://www.goodreads.com/book/show/1237117.100_Questions_Every_Home_Seller_Should_Ask_With_Answers_from_the_Top_Brokers_from_Around_the_Country</link>
  <average_rating>4.00</average_rating>
  <ratings_count>1</ratings_count>
  <description>
    <![CDATA[In the follow-up to her phenomenally successful guide for home buyers, Glink offers an invaluable handbook for the millions of American homesellers--lucid, engaging advice that will not only show sellers how to make more money, but how to sell with peace of mind.]]>
  </description>
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    <author>
    <id>62771</id>
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    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1995</published>
</book>

        <book>
  <id type="integer">2614734</id>
  <isbn>1417723947</isbn>
  <isbn13>9781417723942</isbn13>
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    <![CDATA[100 Questions You Should Ask about Your Personal Finances: And the Answers You N]]>
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    <average_rating>3.48</average_rating>
    <ratings_count>81</ratings_count>
    <text_reviews_count>25</text_reviews_count>
  </author>
  </authors>  <published>1998</published>
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