Sandee Ferman




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Sandee Ferman

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October 2011


About this author

I can help you get out of debt.

If you're struggling with how to pay your bills, wondering if bankruptcy is a choice for you, or fearing that you'll be paying bills for the rest of your life, my book will help you decide what to do, get back on your feet and start fresh without debts.

I've used my business experience, education experience, and writing passion to prepare an easy-to-read book for taking care of your debts. At 158 pages it's not overwhelming but it's full of precious information.

There's no fluff, no sob stories, no filler. Just pure useful content to get yourself out of debt NOW.

Not sure you want to plunk down $14 for a book? Ask your library to carry it. Also check out my website which offers free debt tips you can use. You can...more


If you were fortunate to settle some of your debts last year, now is the time to watch for a 1099 to arrive from your former creditors. You may have taxes due on debt settlement.


The fact is, when you paid off that debt at a lower amount (by settling it with the creditor, good for you!), according to the IRS you experienced “income” from that settlement. I know it sounds odd, because you paid ou...

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Published on January 23, 2014 13:12 • 18 views
Average rating: 5.00 · 4 ratings · 1 review · 1 distinct work · Similar authors
How to Settle Debts Yourself
5.0 of 5 stars 5.00 avg rating — 4 ratings — published 2011
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* Note: these are all the books on Goodreads for this author. To add more, click here.

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Sandee's Recent Updates

Sandee Ferman is now friends with Marcy Ferro
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Inamorata by Megan Chance
Inamorata
by Megan Chance (Goodreads Author)
read in July, 2014
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The Eye of the World by Robert Jordan
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No Place Like Oz by Danielle  Paige
No Place Like Oz (Dorothy Must Die #0.5)
by Danielle Paige (Goodreads Author)
read in June, 2014
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Artful by Peter David
Artful
by Peter David
read in June, 2014
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Sandee Ferman wants to read
The Eye of the World by Robert Jordan
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Sandee Ferman is 22% done with Artful
Artful
Artful
by Peter David
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Sandee Ferman is currently reading
Artful by Peter David
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Oz Reimagined by John Joseph Adams
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L. Ron Hubbard Presents Writers of the Future Volume 30 by Dave Wolverton
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Fantastic stories! Each in its own way is top-notch. I didn't want it to end. I wish there was another edition right now!

Really hard to pick favorites. Having the larger book size and the full-color illustrations was wonderful.

My favorites: Beneath...more
More of Sandee's books…
L. Ron Hubbard
“When reading a book, be very certain that you never go past a word you do not fully understand. The only reason a person gives up a study or becomes confused or unable to learn is because he or she has gone past a word that was not understood.”
L. Ron Hubbard

L. Ron Hubbard
“What is generally missed, is that my writing financed research.”
L. Ron Hubbard

L. Ron Hubbard
“To love in spite of all is the secret of greatness. And may very well be the greatest secret in this universe.”
L. Ron Hubbard

Robert Galbraith
“How could the death of someone you had never met affect you so?”
Robert Galbraith, The Cuckoo's Calling

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