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Dave Ramsey quotes (showing 1-30 of 137)

“We buy things we don't need with money we don't have to impress people we don't like.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“If you will live like no one else, later you can live like no one else.”
Dave Ramsey
“Act your wage.”
Dave Ramsey
“Pray like it all depends on God, but work like it all depends on you.”
Dave Ramsey
“You must gain control over your money or the lack of it will forever control you.”
Dave Ramsey
tags: debt
“A budget is telling your money where to go instead of wondering where it went.”
Dave Ramsey
“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“Fear is the enemy of hope.”
Dave Ramsey
“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
Dave Ramsey, Financial Peace Revisited
“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“Stupid is not illegal.”
Dave Ramsey
“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
Dave Ramsey
“Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. And I will promise you that the going will get tough. There is never an exception—everyone who wins must push through obstacles, lots of them. You simply will not get up at dawn for your three-mile run because your wife wants you thinner. Big goals require big backbone—wimps need not apply.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“A good plan, violently executed now, is better than a perfect plan next week. —George S. Patton”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Live like no else today, so you can live like no else tomorrow.”
Dave Ramsey
“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, vision cleared, ambition inspired, and success achieved. HELEN KELLER”
Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions
“The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
“The German root word for “debt” is the same as for “guilt.”
Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions
“Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.//
Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“A year of intense exercise and watching what you eat will likely change the trajectory of your life physically. You will melt away fat, tone up muscle, feel better, and change your habits, likely for life. But only ten days of that exercise program won’t move the needle on the scale. To create big-time success you have to stay focused and stay intense over an extended period of time.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you're the problem, you're also the solution. You're the one person you can change the easiest. You can decide to grow. Grow your abilities, your character, your education, and your capacity. You can decide who you want to be and get about the business of becoming that person.”
Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
“Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.”
Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
“So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.”
Dave Ramsey, Smart Money Smart Kids: Raising the Next Generation to Win with Money
“because God has said, “Never will I leave you; never will I forsake you.” HEBREWS 13:5 NIV”
Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions
“We also glory in tribulations, knowing that tribulation produces perseverance; and perseverance, character; and character, hope. Now hope does not disappoint, because the love of God has been poured out in our hearts by the Holy Spirit who was given to us. ROMANS 5:3–5 NKJV”
Dave Ramsey, The Money Answer Book: Quick Answers to Everyday Financial Questions

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